Property All Risk Cover your home, your workspace, production unit, and their contents against damage, loss, or destruction due to fire, natural disasters, an explosion, impact damage, burglary, etc.

Protection is offered against losses incurred due to industrial and commercial risks, including large shopping complexes.
Householder’s Cover
Whether you are a landlord, a tenant, or a homeowner, our Householder Policy provides cover for private residences on behalf of the owners and tenants.
Business Interruption Safeguard yourself against a loss of profit due to business interruption following damage by fire and allied perils.

Contractors All Risk (CAR) This policy provides an ‘all risk’ cover for the accidental physical loss or damage in respect of the contract works, during the execution of a civil project.
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Electronic Equipment This is a specially designed policy that covers accidental loss or damage to electronic equipment. Additional coverage under this policy can be Data Media (material damage and loss of information suffered by external data media magnetic disks, magnetic tapes, magnetic cards, etc.).
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Erection All Risks (EAR) This policy provides coverage for the erection of mechanical and electrical plants. The interest of suppliers, manufacturers, contractors, and subcontractors can be included in the policy. The policy covers risks associated with storage, assembly/ erection, and testing of plant and machinery.
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Machinery Breakdown This policy provides cover for all kinds of plants and machinery, to cover the cost of repairs or replacement of damaged parts as a result of unforeseen and sudden physical damages. The cover affords protection to the covered machinery whilst at work or rest and when they are being dismantled for cleaning, inspection, and overhauling, or removal to another position or in the course of their operations.

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Cargo
This policy protects cargo sent by sea, air, and land transit. Transported anywhere in the world against various risks including loss or damage.
Private Pleasure Boats and Yachts This policy provides cover against comprehensive risks for pleasure yachts & crafts and protects the covered vessel against all sea perils including liabilities towards third parties.

Public Liability This policy protects the participant in respect of their legal liability, for accidental bodily injury or property damage to members of the public which arises out of the business activities due to the fault or negligence of the participant or their employees.
Products Liability This policy provides coverage to manufacturers and suppliers against legal liability towards third parties for property damage and injuries or illness or death caused by or arising from any goods manufactured, sold, supplied, delivered, installed, erected, repaired, tested, treated, or altered by the participant.
Workmen’s Compensation
This policy protects the participant against all sums for which the participant will be liable to pay as compensation to any employee in their immediate service due to an accident arising out of and in the course of their employment.
Employer’s Liability This policy protects the employers who are legally liable for claims made by employees or their dependents in the event of the death of the employee, suffering bodily injury, or disease caused due to negligence of the employer, or not providing competent staff and proper premises or plant & machinery along with safety or proper system of working, and or negligence of employer’s fellow employees, etc.

Personal Accident This policy provides protection against death or disability caused due to an accident. In case of death due to an accident, the policy pays out a lump sum amount to the nominee of the participant.
Fidelity Guarantee This policy protects the participant from loss of money or goods sustained because of the act(s) of forgery, embezzlement, larceny, and/or fraudulent conversion committed by any of the participant’s employee(s) in the course of their duties as specified in the policy.
Jeweller’s Block The policy covers risks of direct physical loss, damage, or theft to the stock of gold and jewelry. Also, the policy can be extended to cover while in transit away from the premises, if required. Furthermore, the cover may be enhanced to protect general business content, plate glass, building, exhibitions/shows, and loss of profits due to fire and allied perils.
Money This policy covers cash and other negotiable instruments against unforeseen losses during transit or whilst kept in office safes. This policy is ideal for commercial establishments where sizeable cash transactions are routine.
Professional Indemnity This policy suits professionals such as architects, engineers, lawyers, doctors, and consultants. It covers legal liability arising from professional negligence of the participant. Professional Indemnity provides cover for costs and expenses in defending the case in a court of law.

Comprehensive Cover Our comprehensive motor Takaful policy protects the participant, passenger, and vehicle from car loss, damage, theft, natural calamities, personal injury, or death. It also extends protections for personal injury and or property damage under third-party liability.
Third-Party Cover This policy provides protection for damages to other vehicle(s) involved in an accident. It also covers injuries or death or damages to third parties and property.

Group Medical This product range can cater to families, SMEs & large corporates. You can select your cover from pre-underwritten plans or request a custom-made plan.
Individual Medical We also cater to individuals; you can select your cover from the existing plans or request a custom-made plan.

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Group Family Takaful The cover is offered to groups with 10 employees and above, to cover natural or accidental death and total or partial disability. Accidental medical expenses and repatriation expenses can be included.